Privacy Policy

Effective Date: November 27th, 2025

Overview

Mon Petit Portfolio ("we," "our," or "us") is committed to protecting your privacy. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you use our portfolio tracking service. Please read this policy carefully to understand our practices regarding your personal data.

Information We Collect

We collect several types of information to provide and improve our service:

Account Information

  • Name and contact information
  • Email address
  • Password (stored securely using encryption)

Portfolio Data

  • Investment holdings and asset allocations
  • Transaction history (purchases, sales, deposits, withdrawals)
  • Performance metrics and analytics preferences

Automatically Collected Data

  • IP address and general location information
  • Device type, browser type, and operating system
  • Usage patterns, features accessed, and time spent on the platform
  • Cookies and similar tracking technologies

How We Use Your Information

  • Provide, operate, and maintain our portfolio tracking service
  • Process and record your investment transactions and portfolio data
  • Improve, personalize, and expand our service features
  • Communicate with you about updates, changes, and service-related announcements
  • Monitor and analyze usage to detect and prevent security issues
  • Generate aggregated, anonymized analytics to understand user behavior
  • Comply with legal obligations and enforce our terms of service

Data Sharing and Disclosure

We do not sell your personal information. We may share your data only in the following circumstances:

  • Service Providers: With trusted third-party service providers who assist in operating our platform (e.g., hosting, analytics, financial data providers)
  • Legal Requirements: When required by law, court order, or governmental regulation
  • Business Transfers: In connection with a merger, acquisition, or sale of assets
  • With Your Consent: When you explicitly authorize us to share your information

We never sell your personal data to third parties for marketing purposes.

Data Security

We implement industry-standard security measures to protect your information:

  • Data encryption in transit (HTTPS/TLS) and at rest
  • Secure password hashing using bcrypt
  • Limited access controls and authentication mechanisms
  • Regular security audits and monitoring

While we strive to protect your personal information, no method of transmission or storage is 100% secure. We cannot guarantee absolute security.

Cookies and Tracking Technologies

We use cookies and similar technologies to enhance your experience:

  • Essential Cookies: Required for basic platform functionality and security
  • Analytics Cookies: Help us understand how users interact with our service
  • Preference Cookies: Remember your settings and preferences

You can control cookie preferences through your browser settings, though disabling certain cookies may affect functionality.

Your Choices and Rights

  • Access and Review: View your personal information and portfolio data at any time
  • Update or Correct: Modify your account information and preferences
  • Delete Account: Request deletion of your account and associated data
  • Data Portability: Export your portfolio data in standard formats
  • Opt-Out: Unsubscribe from marketing communications (service-related emails may still be sent)

Data Retention

We retain your personal information for as long as your account is active or as needed to provide services. When you delete your account, we will delete or anonymize your data within 30 days, except where retention is required for legal, regulatory, or legitimate business purposes (e.g., tax records, dispute resolution).

Third-Party Services

Our service may integrate with third-party providers for:

  • Cloud hosting and infrastructure
  • Website analytics and performance monitoring
  • Financial market data and asset pricing information

These third parties have their own privacy policies. We are not responsible for their practices and encourage you to review their policies.

International Data Transfers

Your information may be transferred to and processed in countries other than your own. We ensure appropriate safeguards are in place to protect your data in accordance with this Privacy Policy and applicable data protection laws, including GDPR for European users.

Children's Privacy

Our service is not intended for individuals under 18 years of age. We do not knowingly collect personal information from children. If you believe we have inadvertently collected information from a child, please contact us immediately.

Changes to This Privacy Policy

We may update this Privacy Policy periodically to reflect changes in our practices or legal requirements. We will notify you of material changes by posting the updated policy with a new effective date. Continued use of our service after changes constitutes acceptance of the updated policy.

Contact Us

If you have questions, concerns, or requests regarding this Privacy Policy or our data practices, please contact us. We will respond to your inquiry within a reasonable timeframe.

Mon Petit Portfolio